Personal finance can be a scary issue for many people. It can be confusing and overwhelming.  To make matters worse, most Australians are so busy juggling work and life that they lack the time to give their personal finances the attention it deserves – which is the reason why most employees are requesting workplace financial education, tools and resources to help them make the right financial decisions, so they can achieve real LIFE outcomes outside of work.

Workplace financial education and advice is now the most sought after employee benefit employees want and leading employers are lining up to align themselves with organisations that can provide a trusted source of education and unbiased advice.

And don’t be fooled. Financial education isn’t designed for employees struggling to pay the bills. It’s designed for employees that have the financial capabilities to get more out of their income and investments. So we’re talking about employees ranging from the CEO down to middle management.

Why introduce Workplace Financial Education

Investing in employee’s financial well-being makes good business sense. Why? Because personal finances impact basically every aspect of your life – from your lifestyle, relationships, attitude to your physical and mental wellbeing. So when employees lack the time or expertise to make the most of their personal finances, it affects their life inside and outside of work.

Employees who are distracted with their finances often find it difficult to focus on their work and spend valuable work time searching for solutions which directly affects their productivity and their employer’s bottom line.

What is Workplace Financial Education?

Financial education isn’t just about providing employees with information about money, taxes, investments, superannuation and so on, because information alone does not produce financial outcomes.

Employees still have to take financial information away and then apply it to their own personal circumstances which can also be very challenging. So workplace financial education won’t mean much to your busy executive if they don’t have the tools and support to help them take action, so financial coaching is also a big part of a financial education program – having quick access to a team of experts at their finger tips.

The upside of Financial Education will far exceed your organisations expectations

Many employers now include financial education as part of their employee benefits program. There’s a growing awareness that such programs give organisations a competitive edge whilst increasing their reputation as an employer of choice.

Is it time you took a serious look at financial education in your workplace?

Busy Professionals:

Your busy professional and personal life leave’s you little time to devote to your finances. You have a suspicion you could be doing a lot better and are concerned you’re paying too much in tax and your finances are not structured correctly to maximise your investments and savings.

How will you feel if you missed out on opportunities to rapidly reduce your home loan?

What if you could then use that surplus money to re-invest and build your wealth and secure your future?

Why should you feel embarrassed when friends tell you how well their investments are doing or how many properties they have?

They are no different to you; it’s just that they have taken action and not used the old familiar excuses for being busy to neglect their finances and jeopardise their financial future.

The Solution:

www.taxeffective.com.au have been helping many people just like you, who are time poor, paralysed by the options available and have never been given the opportunity to address all areas of their financial puzzle.  That’s why they have clients who are accountants, financial advisers and investment bankers who you would presume would be in a position to handle their own finances. However these people have the same problem as you, they are busy professionals who were seeking specialist advice and advanced strategies on how they can maximise their own unique financial position.

So by just taking 60 minutes of your time by taking a comprehensive Financial Health Diagnostic.  You will receive a detailed picture of your financial situation. This will pinpoint any shortfalls or areas that need improving; they can then recommend their advanced strategies that are proven to help individuals build their wealth safely and securely. The path to financial independence starts with taking action.

The Tax Effective Way:

Your personal finances are reviewed by a team of highly qualified tax accountants, wealth advisers, lending specialists and investment consultants who work together, analysing all areas at once – from your tax position and debts to the effectiveness of your current financial structure, investment strategies, asset protection structure and more.

How Will It Help Me:

Peace of mind and security that comes with having a trusted financial partner who can present you with a range of solutions to solve any piece of your financial puzzle.

Realistic investment recommendations can dramatically improve your financial wellbeing and allow you to reach your personal dreams and goals in a fraction of the time.

Financial freedom gives you options and opportunities to do the things you want to do, when you want to do it, whatever that may be!

Banish stress and anxiety knowing you feel confident about your finances and that you are being guided by Australia’s preferred choice for tax and wealth management.

Tax Effective Guarantee:

If they can’t make significant improvements to your financial situation, then your Financial Health Diagnostic will be free of charge.

Stop getting what you’ve always got!

Stop struggling day to day by wasting opportunities!

Stop feeling helpless, you can change your circumstances!

Financial education is now rated as the most valuable employee benefit, particularly among people over 40. All you have to do is take a walk through the workplace and listen to what people are talking about. You’ll hear things like, is this investment better than that, should I buy property or shares, did you know that you can buy a property inside your super, what about negative gearing and salary sacrifice, should I put more money into super?

The impact of the global financial crisis has also created fear and uncertainty in the minds of most working Australians and reconfirmed the importance of financial education and advice. The fact is, personal finances can be scary and is complicated. It’s made up of many different components from personal taxes and investment strategies to investment choice, finance and tax structures. And they’re all intertwined. Each component impacts the other.

To make the problem worse, most professionals and senior executives lack the time and/or expertise to make the most effective financial decisions and as a result aren’t achieving the financial and lifestyle results they desire. They know what they want to achieve, but they feel paralysed and frustrated and are crying out to their employers for help.

Workplace financial education isn’t just about providing information. It gives employees the tools and confidence to make the right decisions to achieving positive financial outcomes which have a direct impact on their personal lives. Hence, it’s a life benefit.

Tax Effective’s Financial Wellbeing program provides employees with access to high level, quality financial education and services that create a win-win situation for employers and employees. By encouraging employees to achieve better financial and lifestyle outcomes employers are reaping the benefits of a more efficient workplace and this is sending a positive message to their employees.

Financial Education is fast becoming a ‘best practise’ among industry leaders who want a productive and profitable workforce.

CEO Shahin Saracoglu comments:

“Our success as a business is the result of our focus on delivering high-quality Financial Education and exceptional customer service.  We build a strong relationship with organisations and translate their needs and business objectives into an accessible program that will have a huge impact on the lives of their employees.

Now’s the time for employers to invest in their staff and provide them with the tools they need to manage their money more effectively. In a competitive jobs market where skilled employees are in high demand, it’s important to provide real life benefits which will help organisations attract and retain the best people which in turn help them achieve greater business outcomes.”

Tax Effective Accountants are conveniently located in the heart of the Sydney CBD and are ideal for the busy professional, investor or business owner who works in the city and wants to see a tax accountant during, before or after working hours.

Work closely with a senior level accountant and receive a personalised service, expert advice and one-on one attention. Their accountants have a deep understanding of complex tax laws and up-to-date tax reduction strategies.

CEO Shahin Saracoglu comments:

“Tax time isn’t just about getting the best tax return outcome. It’s also about assessing how tax effective your investments and personal finances are structured and what you can do to significantly reduce your tax and increase wealth moving forward. And that’s exactly what our experienced accountants are trained to do.

We believe that there’s no point in just providing a data entry tax return service that looks at our clients past 12 months income and expenses. It’s about looking into what’s possible in the future – how can they save more tax, how can they restructure their affairs, what are the most tax effective investment strategies applicable to their circumstances and so on. That’s where we provide the most value to clients, and the reason why we are fast becoming the Sydney CBD’s preferred choice for tax return preparation”.

Timely, efficient and simple to use the Taxeffective.com.au online tax return service takes the hassle away from tax return preparation.

Having recognised how busy professionals are increasingly time poor and have a tendency to neglect their personal tax affairs,  Taxeffective.com.au have developed an online tax service that is fast convenient and one mouse click away. So you can get your tax return complete no matter where you are in Australia.

The easy to follow 6 step process will ensure you submit the right documents with a comprehensive checklist and that any room for errors is completely minimised as your tax return will be completed by a senior accountant who will call you and ask you a host of questions. So if you’ve missed potential tax deductions your tax accountant will pick it up.

Your completed tax return will be sent back to you to check and once you’re completely satisfied, simply sign the relevant marked pages and either email or fax it back to your tax accountant. Your tax return will then be electronically lodged with the Australian Tax Office.